University Of Illinois Study Finds Finds Racial Bias In Bankruptcy Services

Posted on Monday, December 18th, 2017 by: admin

A study, co-authored by Robert M. Lawless, a law professor at the University of Illinois, found evidence of persistent stereotypes about African-Americans, with respect to their ability and willingness to pay off debts. As a result, he says, African-Americans are often encouraged to file for the sometimes more burdensome and expensive Chapter 13, as opposed […]


Why File for Bankruptcy?

Posted on Monday, December 11th, 2017 by: admin

While filing for bankruptcy is not for everyone, in some situation it may be your best option. Some people wait too long. In the process, the pressure mounts and they get themselves deeper and deeper into trouble. In the worst situations, they may lose so much more by not seeking relief from their financial issues. […]


Bankruptcy And Shame

Posted on Monday, December 11th, 2017 by: admin

When it gets to the point where someone should declare bankruptcy, there can often be feelings of shame and failure. That’s also the reason why people sometimes wait too long to file. On the other hand, it’s more problematic to be buried under mountains of debt, and ask for no help. The past cannot be […]


The Purpose of Bankruptcy

Posted on Monday, December 4th, 2017 by: admin

When utilized in the right situations, bankruptcy serves an important purpose. Bankruptcy can give debtors a fresh start by cancelling their debts and giving them a clean financial slate to begin anew. The bankruptcy laws are intended to require debtors to pay what they can reasonably afford in a reasonable amount of time. The bankruptcy […]


Understanding a Reaffirmation Agreement

Posted on Monday, November 27th, 2017 by: admin

A reaffirmation agreement is an agreement entered into between a debtor and a creditor in a Chapter 7 case which sets forth provisions allowing the debtor to maintain secured debts that would otherwise be discharged in a bankruptcy case. Some debts in a bankruptcy may be secured by collateral the creditor could repossess or foreclose […]


CARBONDALE OFFICE

Phone: (618) 549-1100
Toll Free: (888) 522-6578
Fax: (618) 549-0141
Contact Us
Map and Directions

Mailing Address:
Bankruptcy Clinic, PC
811 W. Main Street
Carbondale, IL 62901

MARION OFFICE

Phone: (618) 993-1300
Toll Free: (888) 522-6578
Fax: (618) 993-0713
Contact Us
Map and Directions

Mailing Address:
Bankruptcy Clinic, PC
206 W. DeYoung Street
Marion, IL 62959

MT. VERNON OFFICE

Phone: (618) 315-6600
Toll Free: (877) 621-2894
Fax: (618) 315-6603
Contact Us
Map and Directions

Mailing Address:
Bankruptcy Clinic, PC
2006 Broadway
Mt. Vernon, IL 62864