Simple Steps to Better Money Management: Keep a Budget

Posted on October 3002, 2017 by: admin

While many strive to be debt-free, the majority of us carry around some amount of debt. Oftentimes, we don’t learn money management skills early on, which in turn, can set you up for a lifetime of struggling with money. By taking some simple steps, you can establish a better financial path for yourself. Understand what […]


Exemptions in Bankruptcy

Posted on October 2142, 2017 by: admin

Many people mistakenly believe if they file for bankruptcy, it means they will lose everything they have. In reality, while in bankruptcy, there are many exemptions which allow the debtor to retain certain properties and items. When you work with our experienced Southern Illinois bankruptcy attorneys at the Bankruptcy Clinic, PC, we can help you […]


Credit Cards, the Dodd-Frank Act and You

Posted on October 1032, 2017 by: admin

Credit card companies work to entice new cardholders into opening a new credit card with incentives. Unfortunately, there are often hidden fees, high interest rates and stiff penalties that, if implemented, can cause more problems for someone already struggling with debt. The Dodd-Frank Act of 2010 is an act geared toward protecting consumers from abusive […]


What Will I Lose if I File for Bankruptcy?

Posted on October 455, 2017 by: admin

Many people in need of bankruptcy relief are hesitant to proceed because they wrongly assume they will lose assets they have acquired. However the vast majority of the Chapter 7 cases we file are no-asset bankruptcies, meaning the debtor can keep all of his or her assets after we apply the proper exemptions. When you […]


Steps To Dealing With Medical Debt

Posted on August 2403, 2017 by: admin

Everyone has to deal with medical bills to some degree. When health issues arise, it can quickly become a bit overwhelming just keeping track of every aspect of the bills and it can be easy to rack up medical debt. Sometimes it is helpful to go back to the basics to regain control. It is […]


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