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EXPENSE |
AVERAGE
|
| RENT OR HOME MORTGAGE | $___________ |
| UTILITIES | |
| Electricity | $___________ |
| Heating Fuel/Gas | $___________ |
| Water and Sewer | $___________ |
| Cell Phones | $___________ |
| Telephone (land line) | $___________ |
| Cable/Satellite | $___________ |
| Internet | $___________ |
| Trash | $___________ |
| HOME MAINTENANCE (repairs, lawn mowing, painting, etc.) | $___________ |
| FOOD | $___________ |
| NON-FOOD GROCERY ITEMS (laundry soap, diapers, toiletries, etc.) | $___________ |
| CLOTHING / SHOES (yearly average divided by 12) | $___________ |
| LAUNDRY / DRY CLEANING | $___________ |
| MEDICAL / DENTAL (do NOT include insurance premiums) | $___________ |
| TRANSPORTATION - include gas, oil, repairs (do NOT include car payment or insurance) |
$___________ |
| INSURANCE (do NOT include any payroll deductions) | |
| Homeowner’s / Renter’s (if not escrowed) | $___________ |
| Life | $___________ |
| Health ( medical, dental, vision, disability, etc.) | $___________ |
| Auto | $___________ |
| Other | $___________ |
| TAXES - do NOT include payroll deductions or those included with your mortgage payment, but do include property taxes | $___________ |
| INSTALLMENT PAYMENTS - only those you intend to keep | |
| Automobile payment #1 | $___________ |
| Automobile payment #2 | $___________ |
| Other __________________________ | $___________ |
| Other __________________________ | $___________ |
| ALIMONY / MAINTENANCE (do NOT list if this is a payroll deduction) | $___________ |
| CHILD SUPPORT (do NOT list if this is a payroll deduction) | $___________ |
| OTHER EXPENSES | |
| Daycare/Babysitting | $___________ |
| Postage | $___________ |
| Haircuts/Beauty Shop | $___________ |
| Pets | $___________ |
| School Supplies/Lunches/Expenses | $___________ |
| Charitable Contributions | $___________ |
| Tobacco (if applicable) | $___________ |
| Other __________________________ | $___________ |
THINKING ABOUT TAKING THAT FIRST STEP?
- Chapter 7 Bankruptcy
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- What Can I Keep?
- Stopping Foreclosure
- Stopping Repossession & Garnishment
- Should I File for Bankruptcy?
- Bankruptcy & Divorce
- Eliminating Tax Debts
- Life After Bankruptcy
- Choosing a Bankruptcy Attorney
- Famous Bankruptcy Filers
- Bankruptcy, Morality and The Bible
- Debt Consolidation Companies
- Stop Creditor Harassment Now
- Illinois Bankruptcy Myths
- Relief from Credit Card Debt
- Take Control of Medical Bills
- Money Management Tips
- Testimonials
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- Items Needed for Your Appointment
Recent News
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Before filing Chapter 7 bankruptcy in Illinois, a person will have to undergo a “Means Test.” This test is intended to prevent bankruptcy abuse by precluding high income earners from discharging debt when they have an ability to pay some or all of that debt. In this test, we start by looking at your gross [...]
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A common reason people seek bankruptcy protection is due to an injury that prevents them from working or forces them to amass sizeable medical bills. They may be a party to a personal injury claim or a worker’s compensation case. Unfortunately, these matters can sometime take years to resolve. In the meantime, bills may continue [...]
- Marion Illinois Debt Management Advice: Keeping Your Retirement Accounts After BankruptcyNovember 5, 2013 - 9:35 am
When seeking Marion Illinois Debt Management Advice, many people worry they will lose their retirement accounts if they file bankruptcy. For those who are approaching their golden years, they worry that a lifetime of savings and hard work might have been for naught. Fortunately, Illinois bankruptcy exemptions allow a person to keep 100% of money [...]