Bankruptcy Law and the Presidential Candidates

Posted on April 1756, 2019 by: admin

In 2005, a major reform of the Bankruptcy Code was signed into law. Sen. Joe Biden (D-Delaware) was among those advocating for the change. Many creditors had come to believe that the bankruptcy law in its previous form encouraged abuse, and that people were seeking bankruptcy protection unnecessarily, and perhaps fraudulently. Interestingly, one person on […]

Debt Consolidation vs. Bankruptcy

Posted on March 2113, 2019 by: admin

Many people hope to avoid the stigma of bankruptcy by attempting to work with a debt consolidation company or a company that purports to “negotiate” the settlement of your debts with creditors. Unfortunately, most of the time, this is a waste of time and valuable resources. Most people who attempt to fix their problems through […]

A Steady Path To Victory

Posted on March 747, 2019 by: admin

March Madness in college basketball is now upon us. In basketball, like all sports, the tide of the game can sometimes turn on a single play. However, in virtually all games, the victorious team had to first craft out a proper game plan against their opponent and methodically execute it to accomplish their goal. Bankruptcy […]

New Year’s Resolution to Fix Your Debt Problems

Posted on January 1425, 2019 by: admin

Making a New Year’s resolution is one of the more popular traditions we keep. Many times, we make promises to ourselves that we know we won’t likely be able to keep. Whether it’s losing weight, reading more books, or being kinder to others, we try to do lots of things to make our lives better. […]

Helping You in Time of Need

Posted on January 727, 2019 by: admin

Suffering from financial difficulty can be a bit like having your car slide off a snowy road into a snow bank. When it’s time to declare bankruptcy, it’s akin to calling a tow truck. There might be a bit of humility in calling a tow truck. You might feel you have failed or messed up. […]

Holiday Help

Posted on December 1756, 2018 by: admin

The holidays are a joyous time, meant to be spent with family, friends, and neighbors. Lots of people come from all over simply to share the joy of being together. Your house can’t be that meeting place if you’ve lost it to foreclosure. What can you do to prevent this from happening? Filing for bankruptcy […]

Time To Change Things

Posted on December 1013, 2018 by: admin

The time change in the fall helps us get back an hour of sleep, and is one of the signs that winter is coming. It’s good to reevaluate things at the change of seasons. Wouldn’t it be better to go into the holiday season knowing that your financial situation was secure? If it’s been touch […]

Avoid The Rotting Pumpkin

Posted on October 3130, 2018 by: admin

The pumpkin is a great Halloween tradition. You hollow out the inside, draw your favorite pattern, and then carve away. It seems there is always that one kid who doesn’t want to let go of the pumpkin after Halloween is over. We know as adults what will happen if we hold on to that pumpkin […]

Bankruptcy and Your Credit

Posted on October 1650, 2018 by: admin

Many people are fearful that a bankruptcy will badly damage their credit. In reality, if you have struggled with or missed payments, you have probably already damaged your credit score. Obviously, a credit report which reflects missed or late payments signals to financial institutions that that person would be at greater risk, and therefore, ineligible […]

Be A Good Neighbor To Yourself

Posted on October 911, 2018 by: admin

Everyone tries to be a good neighbor. We keep the grass trimmed, we make sure our dog stays in the yard, and we try not to blow the leaves on to the neighbor’s yard. We might even keep an eye on things if our neighbor is out of town, or pick up the mail, just […]


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