Spring Cleaning

Posted on March 2852, 2019 by: admin

In many old TV shows and movies, we see characters complaining about the messiness of their big house. Perhaps there’s an attic, or some extra rooms that nobody goes in any more. At some point, someone will say, “We need to clean this place up!” It seems like the idea of spring cleaning is not […]


Debt Consolidation vs. Bankruptcy

Posted on March 2113, 2019 by: admin

Many people hope to avoid the stigma of bankruptcy by attempting to work with a debt consolidation company or a company that purports to “negotiate” the settlement of your debts with creditors. Unfortunately, most of the time, this is a waste of time and valuable resources. Most people who attempt to fix their problems through […]


A Steady Path To Victory

Posted on March 747, 2019 by: admin

March Madness in college basketball is now upon us. In basketball, like all sports, the tide of the game can sometimes turn on a single play. However, in virtually all games, the victorious team had to first craft out a proper game plan against their opponent and methodically execute it to accomplish their goal. Bankruptcy […]


Time To Change Things

Posted on December 1013, 2018 by: admin

The time change in the fall helps us get back an hour of sleep, and is one of the signs that winter is coming. It’s good to reevaluate things at the change of seasons. Wouldn’t it be better to go into the holiday season knowing that your financial situation was secure? If it’s been touch […]


Avoid The Rotting Pumpkin

Posted on October 3130, 2018 by: admin

The pumpkin is a great Halloween tradition. You hollow out the inside, draw your favorite pattern, and then carve away. It seems there is always that one kid who doesn’t want to let go of the pumpkin after Halloween is over. We know as adults what will happen if we hold on to that pumpkin […]


A Fresh Start For Fall

Posted on September 341, 2018 by: admin

A new season brings an opportunity to make a fresh financial start. It’s a big step to contact a bankruptcy attorney to try to make things better. Maybe you’ve been on the fence about it for some time. Maybe you’ll need the fresh start and clean slate of a Chapter 7 bankruptcy, or just some […]


Choosing A Bankruptcy Attorney

Posted on January 915, 2018 by: admin

Choosing a bankruptcy attorney is an important decision. You should choose someone who takes the time to analyze your situation. A person who can help you understand how you got to your current debt level is a better choice than someone who simply wants to profit from your misfortune. Some bankruptcy attorneys might encourage their […]


Avoiding The Repeated Filings Trap

Posted on January 233, 2018 by: admin

Because a bankruptcy filing stops foreclosure and wage garnishment immediately, some people are stuck in a trap of repeatedly filing for bankruptcy to avoid these penalties. This can perpetuate a cycle of poverty and financial dependence that is harmful not only for the individual, but for the community as a whole. Here at the Bankruptcy […]


University Of Illinois Study Finds Finds Racial Bias In Bankruptcy Services

Posted on December 1837, 2017 by: admin

A study, co-authored by Robert M. Lawless, a law professor at the University of Illinois, found evidence of persistent stereotypes about African-Americans, with respect to their ability and willingness to pay off debts. As a result, he says, African-Americans are often encouraged to file for the sometimes more burdensome and expensive Chapter 13, as opposed […]


Bankruptcy And Shame

Posted on December 1158, 2017 by: admin

When it gets to the point where someone should declare bankruptcy, there can often be feelings of shame and failure. That’s also the reason why people sometimes wait too long to file. On the other hand, it’s more problematic to be buried under mountains of debt, and ask for no help. The past cannot be […]


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