Items Needed for the Consultation

1. A copy of your most recent bill from each source
2. If possible, make a summarized list of the creditors you owe and how much (even those you intent to keep), starting with secured debts (house and car), then priority debts (child support and taxes), and unsecured debts (credit cards, medical bills, personal loans). Exclude monthly utility bills you pay off each month
3. Most recent federal and state tax returns and W-2's
4. Most recent paystubs
5. For any real estate you own or are buying, a copy of the last tax bill or a recent appraisal (any estimate you have showing the approximate value of the property)
6. Make, model, year and mileage for any vehicles you own or are currently buying
7. If you were divorced in the last six years, a copy of your marital settlement agreement