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Items Needed for Your Appointment

Consultation Appointment
Your first meeting with our firm is a free consultation with an experienced attorney. This is a 30 to 60 minute informal meeting where we will discuss your specific situation and answer any general questions you may have. It is our policy to not accept any money at this first meeting. All discussions are confidential, relaxed, and there is no cost or commitment on your end. 
Items needed for your consult appointment.

Intake Appointment
Once you are committed to going forward, the second meeting we schedule is an "Intake" appointment with one of our attorneys. An intake appointment takes an average of two hours. At this meeting, we obtain a much more detailed picture of your specific situation and obtain a clearer understanding of the appropriate path for you. It is at this time that we are better prepared to give you a clear direction on whether bankruptcy is indeed in your best interest, what your fees will be, and exactly what you can expect going forward with your case.
Items needed for your intake appointment.

Signing Appointment
Once you have provided us with the additional documents we have requested and paid your fees, we then schedule a signing appointment. This is a one hour appointment with one of our attorneys where we carefully go over the documents we have prepared with you and make any changes that might be necessary. Once signed, we electronically file your documents that day. Your Fresh Start becomes official the day we file your case! 
Items needed for your signing appointment.

Credit Counseling
In 2005, Congress changed the Bankruptcy Code to require all persons filing for bankruptcy to first complete a Credit Counseling Course. It is generally easier and cheaper to take this course over the internet. An average course takes approximately 45 minutes to complete. Once completed, a certificate is issued and e-mailed or faxed to our office. The course is good for up to 180 days preceding the filing of a bankruptcy. Most of our clients prefer to take this course after the intake appointment with our firm, but of course, it can be done at any time prior to this. A multitude of providers have been approved for offering this course in our court district. We have found the following ones to provide the best service and value for our clients.
List of recommended credit counselors.

 

Carbondale Office
Phone: 618-549-1100
Toll Free: 888-522-6578
Fax: 618-549-0141


Mailing Address:
Bankruptcy Clinic, P.C.
811 W. Main Street
Carbondale, IL 62901
Map and Directions

Marion Office
Phone: 618-993-1300
Toll Free: 888-522-6578
Fax: 618-993-0713


Mailing Address:
Bankruptcy Clinic, P.C.
206 W. DeYoung Street
Marion, IL 62959
Map and Directions

Mt. Vernon Office
Phone: 618-315-6600
Toll Free: 877-621-2894
Fax: 618-315-6603


Mailing Address:
Bankruptcy Clinic, P.C.
715 S. 42nd Street
Mt. Vernon, IL 62864
Map and Directions