Saving Your Home
Get Help Stopping Foreclosure
For most people, the thought of losing a home to foreclosure is a nightmare. But a foreclosure sale does not have to happen. In many cases, you can stop foreclosure, save your home and obtain debt relief through bankruptcy.
If you have skipped a mortgage payment or are juggling your bills, you should speak with a bankruptcy attorney as soon as possible. The longer you wait, the more difficult it can be to resolve your problems.
At the Bankruptcy Clinic, P.C., our attorneys have helped thousands of people in southern Illinois keep their homes and get a fresh financial start through bankruptcy. We can review your financial situation and explain your options. Contact us to schedule a free consultation.
Bankruptcy Stops Foreclosure
Filing for Chapter 13 or Chapter 7 bankruptcy stops the foreclosure process immediately. With a Chapter 13 bankruptcy, you can keep your home, reduce some or all of your unsecured debts and pay off your remaining secured debts through an affordable payment plan. You can roll your past due mortgage payments, interest, and penalties into your payment plan and pay it back over a period of time rather than all at once.
While our firm can stop foreclosure at any time up to the actual foreclosure sale, the sooner you act the better off you will be. If you wait to file a Chapter 13, you are only accumulating mortgage principle and interest payments that you will have to repay over a period of time through your Chapter 13 plan.
How We Can Help
In a free consultation, a knowledgeable lawyer from our firm will review your financial situation and recommend the right solution for you. If you choose to file for bankruptcy, we can act immediately to stop a foreclosure right up until the date of sale. We will work diligently to help you reduce your debts while allowing you to keep as much of your property as possible.
Take the first step toward a fresh start. Call the Bankruptcy Clinic, P.C. today.
Free Consultation with a Lawyer
For a free consultation with the Bankruptcy Clinic, P.C. about stopping foreclosure and obtaining debt relief, call 888-522-6578 toll free or contact us online. We have offices in Carbondale, Marion, and Mt. Vernon, Illinois to serve you. Evening and weekend appointments are available.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
