One of the most troubling aspects of our clients' financial problems is the constant collection calls, letters and threats from a debt collection agency. The creditor harassment is embarrassing and only makes matters worse.
Before coming to us, our clients are often tired of living in fear of losing their home, their car and other assets to their creditors. They are tired of being called at work, at home, in the evening or even on Sundays. Some calls are even placed to neighbors or family members.
No one should feel like a prisoner in their own home. No one should be afraid of opening the mail. No one should have to screen calls, answer the phone with a fictitious name, or change phone numbers just to live in peace. Creditor harassment can adversely affect your health, your marriage, your job stability and your very livelihood.
Filing Chapter 7 or Chapter 13 bankruptcy places an automatic stay (or stoppage) on creditor harassment:
- Calls and letters have to stop!
- Garnishment and repossession has to stop!
- Foreclosure has to stop!
At the Bankruptcy Clinic, P.C., our Illinois attorneys have helped thousands of people stop creditor harassment through bankruptcy. We help people obtain debt relief and get a fresh start. Contact our law firm to schedule a free consultation.
Bankruptcy vs. Debt Consolidation
Why file bankruptcy? You may have talked to a debt consolidation company that promised to end creditor harassment without the stigma associated with a bankruptcy. This can seem like an enticing deal.
Be wary. The only sure way to stop creditor harassment is through a bankruptcy filing. Debt consolidation companies do not have the legal authority to stop harassing letters and calls. Our bankruptcy firm truly helps people gain peace of mind and confidence in getting our clients' finances back on track. And if a creditor violates the automatic stay by contacting you after the bankruptcy is filed, we can take them to bankruptcy court and seek sanctions against them.
Free Consultation With an Illinois Bankruptcy Attorney
Contact our bankruptcy lawyers today for more information about stopping creditor harassment. We have offices in Carbondale, Marion and Mt. Vernon, Illinois, to serve you. Evening and weekend appointments are available.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
